Here’s a basic definition of what an elderly guardianship is:
“Elderly guardianship, also known as elderly conservatorship, is a legal
relationship created when a court appoints an individual to care for an
elderly person who is no longer able to care for himself or herself.”
The problem arises when elderly people are perfectly able to care for
themselves but are merely alleged to be unable to do so any longer.
“Unfortunately, an elderly person may become unable to care for himself
or herself. This could include the inability to remember to take
necessary medications, maintain regular hygiene, or properly manage
finances. In these instances, it may be in the elderly person’s best
interests for a court to appoint a guardian.”
Again, it’s possible
that the mere allegation of incompetence may be enough for a court to
appoint a guardian without the elderly person even knowing about it. Of
course, there are instances when an elderly person really does need a
guardian appointed, but the danger arises when then don’t, but a
guardian is appointed anyway.
Who can petition the court to have a
guardian appointed can include the elderly person himself or herself,
the spouse or domestic partner of the elderly person, a relative, a
friend, or even a state or government agency. The potential for abuse
grows exponentially when the distance, both physical and emotional,
increases.
The important thing to remember if you’re over 65 is
that a legally appointed guardian gets control of everything, your
money, your possessions, and where you live. The guardian gets control,
in other words, or your whole life!
Here’s what the previously
cited article says about some of the negatives associated with a
guardianship: “Guardianship, by nature, requires the elderly person to
lose some of his or her rights. For example, the elderly person may lose
the right to manage his or her finances, to choose his or her own
caretaker, and to decide where he or she lives. There’s also the risk
that the guardian will fail to act in the best interests of the elderly
person.”
As a practical matter, an elderly person becomes as disempowered over their own life as a minor child would be.
Some
alternatives are available to a court appointed guardian. They include
creating a living trust, giving one’s power of attorney to another
person, or even appointment of what is called a “standby guardianship.” A
standby guardianship means that, “the elderly person may designate
someone as a standby guardian, in case the person loses the ability to
care for himself or herself.” This method at least insures that the
elderly person is picking the guardian instead of having someone
appointed guardian who the elderly person may not even know. It is
important to understand, however, that all these alternatives involve
the elderly person willingly assigning his or her rights to another
person.
Here’s
what the National Association to Stop Guardian Abuse says: “Over the
years, guardianship law has been misapplied, misused, and sometimes just
plain manipulated, until it has become a threat to the health and
wealth to our elderly and disabled citizens. [The elderly] in these
circumstances, are victimized under the deception of protection.
Strangers are often given total and absolute control of life, liberty,
and property of their wards, including being left defenseless and
subject to neglect, abuse and or exploitation by the very people chosen
to protect them; they become invisible and voiceless.”
Here’s what
the court said in a 1995 Iowa case, N.W.2nd 567, 573-74: “[The ward]
may be deprived of control over his residence, his associations, his
property, his diet, and his ability to go where he wishes. With the
misconception that guardianship is always a good thing, proposed wards
agree to it not understanding that their rights will be restricted.”
Given
the potential loss of liberty and freedom which the elderly have
enjoyed all their lives, it just makes good sense to consult an attorney
about how best to protect yourself from ending up being the ward of a
court appointed guardian. We hear horror stories almost every day about
child abuse, but precious little is heard about elderly abuse –
particularly in light of the fact that a court appointed guardian is
supposed to be acting in the best interests of the elderly person.
The
risks of elderly abuse in small town America are small, but it just
makes good sense to consult an attorney while you still have all your
wits about you to avoid ending up with nothing.
That’s – 30 – for this week.
Full Article & Source:
Concern over elder abuse
Good article and informative input from NASGA.
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