Purpose: to raise awareness of the growing phenomenon of nursing homes bypassing families' legally established authority in order to seize the assets of their "residents" ~ whether there by choice, or, as in my mother's case, not. Families can even lose their rights to VISIT their loved ones, as these predators follow their usual procedure of: "Isolate, Medicate, Liquidate."
I kept my mother out of a nursing home for more than seven years before she went to Wilton Meadows for stroke rehab and was kidnapped by them. We also paid considerably into a "state-wide asset protection plan" ~ a partnership between her LTC insurance carrier [Met Life] and the state, to protect the house. This was paid into for several years, earning "credits" against potential Medicaid claims on the property. Under the Medicaid "Caregiver's Exception," I am also entitled to keep the house. And, finally, under her Durable POA I also could have (and should have) transferred everything into my own name. This never would have happened to her if I had done so, to my terrible regret now. I was never in a rush to do that, however, because I never intended to allow my mother to go into a nursing home. It was always my intention to create whatever she needed at home. Had I ever anticipated this turn of events, I would have sold the Roton Point property to pay for the house, and put it into my name, for her protection. But I was preserving her familiar status quo for her sake and simplicity for tax purposes.
Blog: Bringing Dorothy Home