- Spot red flags in nursing home admissions contracts
- Find help if a debt collector tries to collect nursing home bills from them
- Report illegal activities to federal and state authorities
Deborah Royster is the Assistant Director for the Office for Older Americans, CFPB and Edwin Walker is the Deputy Assistant Secretary for Aging at the Administration for Community Living, HHS.
Today, the CFPB is releasing a new resource to help you identify and report illegal nursing home debt collection tactics. Whether you’re a long-term care ombudsman, care coordinator, elder law attorney, or other aging services provider, you can help caregivers:
Caregivers should not have to put their own finances at risk to help loved ones get care
There are 48 million family members and friends providing support to an adult in the United States. It’s important for caregivers to understand their rights, especially when it comes to helping a loved one gain admission to a nursing home. Some nursing homes and debt collectors are billing and suing caregivers for residents’ cost of care based on illegal admission contracts. Whether you’re a long-term care ombudsman, care coordinator, elder law attorney, or other aging services provider, you can play a part in protecting caregivers.
Illegal nursing home admission contract terms can cause serious financial harm
During
the nursing home admissions process, caregivers must decide whether to
sign admission contracts. These contracts may be lengthy and confusing,
and caregivers are likely unaware of the potential legal consequences of
what they are signing. Some nursing home admissions contracts say that a
caregiver, family member, or friend must pay the resident’s bill if the
resident can’t afford to. This is generally illegal (Click to Continue reading)
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You can help caregivers spot illegal nursing home debt collection tactics
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