National Association to Stop Guardian Abuse

Sunday, October 13, 2024

Former Miami-Dade Corrections Officer accused of exploiting her elderly neighbor

Investigators say Newbold exploited the 71-year-old man even after he died.

By Jamie Guirola

A former Miami-Dade Corrections Officer is accused of exploiting her elderly neighbor by placing him in an assisted living facility and taking control of all his assets.

The former corrections officer has already had a taste of jail; however, this time, the 51-year-old is an inmate accused of taking advantage of one of the most vulnerable individuals.

“In this situation, it’s really sad to me. It’s very sad because the victim had nobody. His family had all passed on. He was severely mentally disabled, with the mentality of a 9-year-old. He had nobody to take care of him,” said Broward County Property Appraiser Marty Kiar.

The victim, Thomas Chiappetta, couldn’t even depend on his Miramar neighbors. One of them, Carmelia Newbold, is now accused of doing the exact opposite.

Investigators say Newbold exploited the 71-year-old man even after he died.

“And then you have the defendant, who at the time was a corrections officer, a law enforcement person supposed to protect the public, and she allegedly took advantage of him. She allegedly stole his property and his assets,” said Kiar.

According to Kiar and the Broward Sheriff’s Office, a thorough investigation revealed that Chiappetta’s sister died in 2020. She was his sole caregiver. After her death, Newbold allegedly created a power of attorney, supposedly signed by Chiappetta, giving Newbold legal authority over the victim and all his assets.

But investigators say Chiappetta was mentally incapable of signing a power of attorney.

Newbold is accused of using the fraudulent power of attorney to open a probate case for Chiappetta’s sister’s estate, making herself his personal representative.

“And then, right when that happened, the defendant allegedly made a quitclaim deed where the property was then deeded to her. She then allegedly placed the victim in an assisted living facility. She was allegedly receiving the victim's Social Security checks and life insurance from both his sister,” said Kiar.

Newbold also made herself the beneficiary of Chiappetta’s life insurance. He passed away in 2022. “I think it’s disgusting. I think it’s terrible, and unfortunately, we see it all the time,” said Kiar.

Newbold is charged with exploitation of the elderly and organized fraud.


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Former Miami-Dade Corrections Officer accused of exploiting her elderly neighbor

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Georgia Nurse Accused of Breaking Bones of Elderly Patients While Stealing Their Jewelry: 'You Lose Faith in Humanity'

"I can't explain the feeling that came over me from horror, nausea, wanting to scream."

by Morgan Music 


A Georgia hospital nurse accused of theft now faces additional charges of elder abuse for stealing jewelry from patients, one of whom suffered a dislocated finger when her ring was forcibly removed.

A former nurse at North Fulton Hospital, Stephanie Phillips-Siwiec, is facing multiple charges after allegedly stealing from elderly patients under her care. Phillips-Siwiec has been charged with three counts of abuse, neglect, or exploitation of the elderly, three counts of robbery, and aggravated battery. These charges come on top of prior felony theft charges according to Roswell police reports.

The investigation began after a 95-year-old patient's daughter reported that her mother's $1,000 gold bracelet went missing while receiving care at the hospital on Sept. 28. An affidavit obtained by Fox 5 revealed further complaints from other patients, including 87-year-old Patricia Gaskins, whose finger was discovered to be dislocated with a cracked bone after Phillips-Siwiec allegedly removed her rings using hand sanitizer.

"I can't explain the feeling that came over me from horror, nausea, wanting to scream," Gaskins' daughter told FOX 5 News. "You lose faith in humanity at that moment, that this happened in a place where someone is supposed to be cared for."

Phillips-Siwiec appeared in court Thursday, where she was heard saying, "Oh my god," and "That's not true," under her breath in response to the allegations. Bail was set at $140,000, and the judge ordered her to avoid contact with anyone over the age of 75 or connected to North Fulton Hospital and prohibited her from working as a nurse.

Wellstar Health System, which operates North Fulton Hospital, placed Phillips-Siwiec on administrative leave. The hospital is cooperating with authorities and issued an apology to affected patients and their families.

"These allegations, if true, go against everything we stand for as caregivers," a hospital spokesperson said. "Every person should feel safe and comfortable when they receive care."

The case is still under investigation, and authorities encourage any other potential victims to contact the Roswell Police Department.

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Georgia Nurse Accused of Breaking Bones of Elderly Patients While Stealing Their Jewelry: 'You Lose Faith in Humanity'

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Saturday, October 12, 2024

Mauricio Umansky's takes action against father's controlling girlfriend

Mauricio Umansky takes charge after his father’s controlling girlfriend causes financial and verbal abuse

By Web Desk 


Celebrity real estate agent Mauricio Umansky is rushing to his father’s rescue from girlfriend who's allegedly caused him financial and emotional abuse.

The Real Housewives of Beverly Hills star is reportedly seeking a conservatorship over his 81-year-old father Eduardo, whose girlfriend they are accusing of financial, emotional, and verbal abuse.

In a petition for the appointment of a probate conservator, Mauricio and his sister Sharon claim their father’s girlfriend was using his inability to "resist undue influence and fraud" for her own benefit, People reported.

The petition also cited an incident to defend their claims that “PC's [proposed conservatee] girlfriend has become more controlling, limiting and regulating who the PC can visit with.”

It stated that Mauricio and his sister once took their father to lunch without letting his girlfriend know, to which she was allegedly “enraged” and later “verbally and emotionally” abused their father.

“She has begun to isolate him and is trying to get married even though they have been together for twenty years and never decided that they wanted to marry.”

“Over the course of the past eighteen months, PC [Eduardo] and the Petitioner [Mauricio] have discovered that [the girlfriend] has taken, secreted, and appropriated more than $260,000 from PC through undue influence, whether physical or emotional, and/or fraud.”

They went on to allege that another $100,000 in expenses are unexplained just like the other cheques Eduardo wrote to his girlfriend “for no reason other than she wanted it.”

"PC is unable to stop this abuse and behavior and is asking for assistance in reigning in this spending,” the petition concluded.

The Agency founder and his sister clarified that their dad does not have a developmental disability but is “unable to properly provide for his or her personal needs for physical health, food, clothing or shelter” and is “substantially unable to manage his or her financial resources or to resist fraud or undue influence.”

Eduardo’s signature also consented to the conservatorship dated June 11, 2024.

The family is expected to appear before the court at the end of October for a judge to determine the validity of the request.

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Mauricio Umansky's takes action against father's controlling girlfriend

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Disciplinary panel recommends 18-month suspension without pay for Judge Timothy Grendell

By: Nick Evans


The Ohio Board of Professional Conduct has recommended an 18-month suspension without pay for Geauga County Probate Judge Timothy Grendell. The board added that six months of that suspension should be stayed so long as Grendell doesn’t engage in further misconduct, and that the judge should receive ethics education in the time being.

The matter is now in the hands of the Ohio Supreme Court.

Grendell is a powerful and well-connected political figure in Northeastern Ohio. He served as a Republican state representative and then senator from 2001-2011, before being appointed to the Geauga County bench by Gov. John Kasich. His wife Diane Grendell, also a Republican, served two stints in the Ohio House and as an Ohio appeals court judge.

The complaint against Grendell focuses on three incidents — a private custody dispute in which the judge ordered two boys into juvenile detention for refusing to see their father, an episode where a spat between the judge and county auditor escalated to the point Grendell threatened to hold police officers in contempt, and the judge’s testimony in favor of his wife’s legislation.

In an emailed statement, Grendell said, “I respectfully disagree with the decision,” before reiterating his side of the three incidents. The judge described his years of service and volunteer work, noting Geauga county voters reelected him even after the events in the complaint occurred.

“I will appeal the OBPC decision to the Ohio Supreme Court with confidence of a better outcome,” he insisted.

The custody charges

The bulk of the board’s 88-page recommendation is devoted to Hartman-Glasier custody case. Stacy Hartman and Grant Glasier had three kids together, and after a divorce they’d been following a parenting plan that had the kids staying with Hartman for school purposes. After incidents in which the kids said Glasier was violent they refused to participate in further visitation.

When the case landed in Grendell’s court in August of 2019, the board notes, the judge “latched onto” a single sentence in a psychological evaluation “and it became his oft repeated mantra, although he repeatedly misquoted it.”

The evaluation stated parental alienation “can” have serious consquences, but the board noted in Grendell’s telling, alienation “would” have serious consequences.

And that hasn’t changed. In his statement to Ohio Capital Journal, Grendell again incorrectly insisted the report showed “letting the boys terminate their relationship with their father would cause them permanent psychological harm.”

The board goes on to describe a handful instances where Grendell said on the record, in this case that forcing the kids into visitation would be counterproductive. But that’s exactly what he did a few months later.

In May of 2020, Glasier was prepared to withdraw his motion for custody. But once the hearing began, Grendell refused to accept his motion and instead “converted” it to one enforcing Glasier’s right to parenting time. The board states Grendell “cited no applicable law or rule that permitted him to do this.” Neither Hartman nor Glasier had counsel present for the hearing. When Hartman tried to submit evidence, the judge gave a Glasier a nudge reminding he could object and warning “there’s probably a lot of hearsay in there.”

That hearing set the stage for the incident that landed their two boys in juvenile detention, and the board is unsparing in its criticism of Grendell’s actions. They note the judge failed to provide due process, gave one side legal advice, disregarded expert recommendations and earlier, private interviews he had with the children themselves. Grendell also acted contrary to his previous assertions that forcing visitation wouldn’t work and offered little to ensure the kids felt safe.

Hartman dropped off her boys a few days later with Grendell’s constable overseeing the exchange. After Hartman left the boys, 15 and 13 years old at the time, they freaked out. The constable called Grendell, and judge called another official to prepare a spot in juvenile detention.

According the board’s timeline this happened just five minutes after the drop off was scheduled to occur. The constable then called Hartman and put her on speakerphone with the boys, and told her she needed to encourage them to go with their dad. When the boys still refused, the constable called Grendell again and the judge authorized “unruly” charges because the boys weren’t obeying their mother.

All of this happened in the space of 22 minutes.

Grendell ordered the boys held separate from each other and apart from the general population because they were “co-defendants.” He prohibited any contact with their mother “because she was the ‘victim’ of their unruliness.”

The board rejected those justifications as “nonsensical” because the boys were in close contact for three hours before being booked. They added Grendell’s claims of acting in their best interests are “patently facetious.”

“Worst of all, the restrictions were purely punitive and added additional trauma to the already traumatic experience,” the board added.

The boys were held for 72 hours over the weekend and then left in a locked conference room at the court all day — the older boy in handcuffs. Grendell claimed he moved a formal hearing for the boys earlier in the day and then cancelled it altogether.

But the judge never told Hartman or the officer watching the boys. The officer described seeing the judge in street clothes and headed for the exit at 3:00 pm. He asked what he was supposed to do with the boys.

The officer told the board the judge “just said, ‘release them to the mother’ and he kept walking.”

The board also criticized Grendell for relying heavily on informal hearings without sworn testimony and an evidentiary record. Although juvenile rules allow informal proceedings, they argued, that can’t be basis for a ruling — otherwise how could anyone appeal?

Stacking it all up, they argued the judge showed “a decided ignorance of the law at best, and an intentional disregard of the law at worst,” adding he was “simply acting in an arbitrary manner to achieve his goals without even considering the law.” Further they argued his repeated refusal to accept responsibility for his own errors demonstrates “more than mere mistakes in the exercise of judicial discretion.”

The auditor dispute and legislative testimony

Geauga county auditor Charles Walder first got his job by appointment — the previous auditor resigned following a multimillion-dollar embezzlement scandal involving an IT officer. Perhaps unsurprisingly, Walder instituted more stringent accounting policies, but those measures rubbed Grendell the wrong way.

The two offices have been in running dispute ever since. It boiled over in June of 2019.

The auditor had previously asked court employees to conduct business with the office through a particular employee, but two court officials went to the office in person to inquire about an unpaid invoice. The court officials were asked to leave and took a stack of paperwork that needed signatures. Those documents were originals, though, and the auditor’s office reported them as a theft.

When the local police got involved Grendell lashed out, threatening one officer with contempt charges on a public street in his judicial robes. He followed that up by visiting the police department and trying to warn the chief off from getting involved by alluding to federal charges. Grendell then went to a Geauga County Tea Party meeting and encouraged the attendees to pursue malfeasance actions against the auditor and local prosecutor.

In his statement, Grendell noted charges eventually brought against his staffers by a special prosecutor were thrown out.

Still, the board described Grendell’s testimony downplaying the incident and defending his motives were “simply not credible.”

In June of 2020, Grendell chose to testify in favor of his wife’s Truth in COVID Statistics legislation. But judges, who represent a different branch of government, face a high bar in justifying appearances before other governmental bodies. The Ohio Code of Judicial Conduct states a judge shouldn’t appear voluntarily unless their input has to do with “the law, legal system or the administration of justice,” their judicial experience gives them particular expertise or when they’re representing their own economic or legal interests.

The board noted he appeared voluntarily and testified in his capacity as a judge.

The central demand of the bill was to require state officials to report daily COVID statistics rather than just cumulative figures. Grendell asserted that amounted to reporting “half the facts — the scary half.”

The problem, as the board rightly pointed out, is “the premise of (Grendell’s) argument was simply wrong.” State officials were already reporting daily and cumulative figures. Faced with Ohio’s COVID-19 dashboard in the disciplinary hearing Grendell conceded he didn’t know it included daily case counts.

“Nonetheless,” the board noted, “he refused to concede that he was wrong when he accused (the Ohio Department of Health) of fear mongering and manipulating the numbers.”

Grendell attempted to justify his testimony by arguing that public perceptions of the pandemic had affected his court. The board dismissed this idea as “tenuous, at best, and for the most part, based on inaccurate or untrue information.” Despite claiming “firsthand” knowledge of rising domestic violence cases, Grendell acknowledged his testimony was based on one news article and anecdotal conversations. His own court’s unruly cases “had decreased, rather than increased as he claimed.”

In his statement to Ohio Capital Journal, he again described his testimony as laying out “the problems that the State’s publicly providing less than full and accurate information about Covid was causing courts and the community.” He added that he has a right to speak under the state and federal constitution.

The sanction

In weighing aggravating and mitigating factors, the board noted it received 60 letters on Grendell’s behalf in addition to the testimony of three character witnesses. But they also noted many of those individuals have connections to the judge either in his courtroom, or as part of professional and civic organizations. Only one of those witnesses said they’d reviewed the case.

Meanwhile, the board said several others offered the same description of Grendell independent of one another — a bully. They heard that from at least eight different witnesses including fellow county officials and law enforcement.

The board drew links to other disciplinary cases in which judges improperly incarcerated individuals and coerced them toward a pre-determined outcome.

“Perhaps even more concerning,” they wrote, “is (Grendell’s) utter failure to recognize and acknowledge the wrongful nature of his conduct. Respondent not only apparently believes he has done nothing wrong but testified that he would do it again.”

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Disciplinary panel recommends 18-month suspension without pay for Judge Timothy Grendell

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Friday, October 11, 2024

Chatham County Probate Judge under State investigation

by: Andrew Davis


CHATHAM COUNTY, Ga. (WSAV) – Being involved in a court case is stressful enough, but what happens when the judge won’t make a ruling or move the case forward?

That’s exactly what Chatham County lawyers and defendants have filed complaints for and now a Chatham County Probate Judge is facing potential sanctions.

Willful misconduct in office.

Failure to perform the duties of office.

Conduct prejudicial to the administration of justice.

Those are what the Judicial Qualifications Commission of Georgia is charging Chatham County Probate Judge Tom Bordeaux in a judicial misconduct investigation.

10 total counts which said that Bordeaux did not handle cases in a timely matter, if at all.

The 10-count document from JQC Director Courtney Veal and Deputy Director Ashton Murphy allege Bordeaux violated at least two Code of Judicial Conduct rules.

The Code of Judicial Conduct requires judges to “perform judicial and administrative duties competently, diligently, and without bias or prejudice.” Judges are also required to “dispose of all judicial matters fairly, promptly, and efficiently.”

What Bordeaux is being charged with stems from 9 cases, some that started soon after he hit the bench in 2016. Case delays ranged from 11 months to more than seven years.

This includes cases that started in January, May and August of 2017.

The documents show Bordeaux holding hearings in those cases, promising to take care of any issues within days or weeks, but those dates that he promised decisions passed by. Months, even years tick away with no orders issued and no decisions made leaving some with no end to these cases in sight.

“It’s to force the court to do something that they are supposed to do under their oath when they took that oath,” said Attorney Mark Tate in 2021.

That’s why Tate told News 3 in 2021 that he filed a Writ of Mandamus in connection with one of his cases.


Tate said he wanted to force Bordeaux to make a decision for one of his own clients trying to get some closure.

“Do you feel in a way this judge has broken your trust as well?”

“Oh yeah. he’s supposed to protect us, protect our children and he’s not doing that,” said Joann Smith, a complainant in 2021.

When we did that story, 5 Writs of Mandamus had already been filed against Judge Bordeaux in Chatham County court. 

In his response then, Bordeaux claimed that an “overwhelming workload” and the COVID-19 pandemic slowed down his work. 3 years later, the State of Georgia has stepped in by filing these formal ethics charges.

Bordeaux just won re-election to the bench back in May where he got 69% of the vote.

WSAV attempted to get in touch with Judge Bordeaux to find out more about the investigation, but he did not answer our requests.

We informed Chatham County officials of the issue, and they had no immediate response to our questions. They said that because Bordeaux is an elected official, they would not be in charge of direct sanctions or decisions about his position.

WSAV also reached out to the JQC Director to learn more about what potential penalties or sanctions might be available to the State.  


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Chatham County Probate Judge under State investigation

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Pomona man accused of killing father was on probation for elder abuse

By Ruby Gonzales


A Pomona man currently on probation for elder abuse has been arrested on suspicion of killing his father whose body was found after a mobile home fire in Pomona .

The suspect’s mother was injured in the fire in the 1700 block of East Mission Boulevard which happened Tuesday night, according to Aly Mejia, spokeswoman for Pomona police.

Luciano Macias, 44, of Pomona allegedly entered his parents’ home and made threats to kill them, she said. He allegedly then set a fire in the mobile home and left, she said.

Police found him just after 12 a.m. on Wednesday near West Holt Avenue and North White Avenue.

Firefighters who put out the fire in the mobile home discovered the father’s body. The medical examiner’s office has not yet publicly identified him.

Court records show Macias was charged Aug. 21 with misdemeanor cruelty to an elder or dependent adult. The crime happened Aug. 20 and Pomona police arrested him early that morning.

He pleaded no contest on Aug. 22 and was sentenced to three years probation. The court issued a protective order and ordered Macias to stay at least 100 yards away from the victim or victims.

The online court records do not show who the victim or victims were in the elder abuse case.

As of Thursday morning, Macias was being held at Twin Towers Correctional Facility in lieu of $3.055 million bail. He is scheduled for an arraignment Friday at Pomona Superior Court.

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Pomona man accused of killing father was on probation for elder abuse

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Thursday, October 10, 2024

Map Shows States With Highest Level of Elder Abuse

By Suzanne Blake

Elder abuse continues to be a problem across the U.S. and a new report from RP Legal Group has ranked states for the number of reported incidents, based on data from the National Adult Maltreatment Reporting System.

Washington state saw the highest proportion of mistreated elderly home care patients, with 3,597 cases for every 100,000 people age 65 and older. Missouri, Texas, Maine and Oregon also produced concerning statistics. 

States With Highest Rates of Elder Abuse


Financial exploitation was a major source of elderly mistreatment, especially in Washington, where there was an average of 11,818 financial exploitation reports each year.

Missouri saw high reports of self-neglect, at 13,129 average reports per year. Self-neglect is considered abuse because it means there's been a failure of someone else intervening or assisting the elderly person to help them live safely.

Texas also saw a substantial number of elder abuse cases, with 3,115 reports per 100,000 people. Self-neglect cases were high, at an average of 73,139 per year.

"Many elderly patients in nursing homes already suffer from illnesses or medical conditions, making it crucial to take any improper treatment seriously," Robert Rikard from RP Legal Group, said in the report. "It's alarming that these maltreatment figures are so high, especially in states like Washington, Texas, and Oregon."

"Providing the best care for the elderly is more critical than ever, especially given that a growing proportion of Americans are living longer. These findings shed light on the states with the most severe issues, which can allow for the allocation of the correct resources, training, and measures to reduce the number of maltreatment reports and injuries."

A walker and electric wheelchair are left outside residences at an assisted living facility on November 10, 2012, in Connecticut. Washington saw the highest number of elderly abuse reports among U.S. states. Robert Nickelsberg/Getty Images
Roughly 10 percent of the elderly in America will experience psychological, financial, physical and sexual abuse or neglect, according to Gloria Gutman, professor at the Department of Gerontology at Simon Fraser University.

"Usually, it is psychological abuse that is number one followed by financial abuse," Gutman told Newsweek. "Not all jurisdictions include self-neglect in the definition of elder abuse."

Guardianship abuse tends to be the most common source of elder abuse, and it's especially common in areas with relaxed laws and limited oversight for elders living either with family or in nursing and assisted living homes.

As the number of Americans reaching old age rises, there's likely to be an uptick in cases of elder abuse, especially as technology becomes more advanced and financial scams become more prevalent.

When the elderly population faces cognitive issues like dementia and Alzheimer's, the likelihood of elder abuse can also skyrocket.

The number of people age 65 and older grew from 39.6 million in 2009 to 54.1 million in 2019, according to Time. That figure is set to reach a whopping 94.7 million by 2060.

"Elder abuse is a serious issue in America," Zhenmei Zhang, sociology professor at Michigan State University, told Newsweek.

"The reasons for differing rates of elder abuse across states are complex. Variations in how states define elder abuse, differences in mandatory reporting requirements, and disparities in funding for Adult Protective Services (APS) all contribute to these differences."

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Map Shows States With Highest Level of Elder Abuse

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Man in custody in elder abuse case

A 46-year-old Chinese man arrested Monday in connections with an alleged elder scam didn’t blink at the estimated $10,000 cost of an attorney in court on Wednesday.

Minglong Chen, 46, appeared with attorney Brian Filter representing him for bail purposes in East Fork Justice Court on Wednesday.

Chen is accused of being a member of a group who used threats to intimidate someone into giving them around $68,000.

When asked if he could afford an attorney, Chen asked East Fork Justice of the Peace Paul Gilbert how much it would cost.

Gilbert was clear he’s doesn’t set attorneys fees but guessed it could cost Chen upwards $10,000.

“That’s fine,” Chen said through an interpreter.

“He does have family here who can help him hire an attorney,” Filter said. “I’d like to see if the court will appoint a defender for him in case those efforts fail.”

Gilbert agreed to appoint an attorney while Chen’s family works on hiring an attorney and continued the case to Sept. 18.

Filter said that because Chen is on an immigration hold, discussing bail was academic.

Members of the Douglas County Street Enforcement Team made contact with Chen on Monday afternoon as he went to pick up more money from an elderly person, according to the Sheriff’s Office.

He was contacted and taken into custody on charges of conspiracy, extortion, exploitation of the elderly.

His initial bail set by the jail is $100,000. He also has an immigration hold.

Previous Story

A 46-year-old man was arrested on Monday after an investigation involving an alleged elder scam.

Minglong Chen, 46, is scheduled to appear in East Fork Justice Court on Wednesday.

Chen is accused of being a member of a group who used threats to intimidate someone into giving them around $68,000.

Members of the Douglas County Street Enforcement Team made contact with Chen on Monday afternoon as he went to pick up more money from an elderly person, according to the Sheriff’s Office.

He was contacted and taken into custody on charges of conspiracy, extortion, exploitation of the elderly.

His initial bail set by the jail is $100,000. He also has an immigration hold.

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Wednesday, October 9, 2024

JPMorgan Client Who Lost $50 Million Fortune Amid Dementia Is Denied Trial


by Tom Schoenberg

A once-wealthy JPMorgan Chase & Co. client whose portfolio crumbled as he slid into dementia lost a legal battle seeking to recoup his fortune from the bank.

A federal judge in Boston threw out a lawsuit filed by Peter Doelger, 87, and his wife, Yoon, accusing the firm of keeping him in an inappropriate investment. In a ruling unsealed Friday, the judge said it doesn’t appear JPMorgan knew about Peter’s deteriorating cognition over the years in which he lost a fortune the firm had pegged at more than $50 million.

While the ruling blocks their complaint from going to trial, the couple still faces a countersuit from JPMorgan seeking to recoup its costs from the three-year legal fight. A family attorney said they are interested in appealing the judge’s decision.

The rise and fall of the Doelger family fortune, chronicled by Bloomberg in December, tested whether Wall Street firms can be held responsible for losses by clients whose ability to understand their portfolios wanes. Financial firms screen customers to ensure they’re sophisticated enough to make complex investments—but the industry’s practices for monitoring their cognition as they age are less regimented.

It’s a growing issue as American retirees live longer atop a record stockpile of wealth.

In the Doelgers’ case, JPMorgan helped Peter invest the lion’s share of his portfolio money in oil and gas partnerships—to a degree that far exceeded the firm’s internal guidelines. Though Peter attested to his expertise in such assets, Yoon said her husband lost his ability to understand them and increasingly relied on the firm’s advice. The investments erased their fortune in half a decade. 

U.S. District Judge Angel Kelley in Boston found the Doelgers failed to show JPMorgan breached its duties—setting high bars for claiming a firm took advantage of a client’s deteriorating cognition. 

The judge said that the Doelgers, their family and other representatives didn’t notify JPMorgan that Peter had been diagnosed with a mental health condition. Yoon’s testimony that she told their main contact at the bank that her husband was having memory problems wasn’t enough to trigger the lender’s internal policies meant to protect elderly clients, the ruling found.

“Ultimately, this is central point to this action—whether there was reason for the defendants to know that Peter was suffering mental and cognitive decline, sufficient to render him unable to make the financial decision that he did,” Kelley wrote. “As unfortunate as it is, the court finds there is no evidence in the record to support plaintiffs’ claim.”

An attorney for the Doelgers said they feel strongly that justice has not been served.

“We believe the court erred in its decision denying our elderly clients an opportunity to be heard at trial while simultaneously allowing JPMorgan’s counterclaims for legal fees,” said the lawyer, James Serritella, who is also the couple’s son-in-law. “Meanwhile, JPMorgan has continued the posture they started with, using their immense resources to fight an elderly couple whose life savings was wiped out, by threatening to make Yoon and Peter, and even me, their attorney, pay JPMorgan’s legal fees.”

The bank praised the ruling.

“In Judge Kelley’s carefully written memorandum and order, Judge Kelley remarked throughout that plaintiffs had mischaracterized the record and made assertions that were misleading, unsupported and untrue against JPMorgan and its employees,” a company spokesperson said in a statement.

Spotting Dementia
The case underscores how hard it can be to determine after losses whether a customer’s cognition had declined, and whether a firm should have noticed.

Thanks to years of rising markets, more Americans are wealthy enough to be deemed “accredited” or “sophisticated” under U.S. financial rules – permitting firms to offer them more complex, and potentially riskier, investments. The industry lacks a formal system for detecting when clients can no longer manage their own finances, leaving it up to individual firms to establish internal policies.

At JPMorgan, employees are required to immediately report to a supervisor “any situation where they have a reasonable basis to believe that diminished capacity and/or the potential financial abuse, exploitation or neglect of an elder or vulnerable client has occurred,” according to documents filed in the Doelgers’ case.

Signs of diminished capacity, according to JPMorgan’s policy, include memory loss, disorientation, difficulty performing simple tasks, poor judgment, unusual mood swings and difficulty with abstract thinking.

In her testimony, Yoon described episodes of Peter becoming confused during calls with the firm. And an expert witness for the Doelgers wrote in a report to the court that by the latter half of 2019 her husband’s declining mental condition would have been apparent to people at the bank.

Kelley said internal JPMorgan messages from the Doelgers’ main contact, James Baker, complaining about Peter’s long-winded and repetitive conversations were not evidence that Peter’s mental health issues were known or suspected by the bank. Baker told the court that he didn’t know about Peter’s declining mental health until the family moved to sue JPMorgan.

“None of the emails plaintiffs rely on suggest JPMC knew or even believed Peter was behaving erratically or irrationally, or that he was demonstrating memory loss,” Kelley wrote.

Medical Experts
Kelley also rejected claims that Peter was diagnosed with rapidly progressive dementia as early as 2014. In her ruling, she quoted JPMorgan’s medical expert who reviewed two scans of Peter’s brain in 2014 and concluded they weren’t abnormal for someone his age, though could be consistent with dementia, if symptoms were present. She said the Doelgers’ conclusion was based on the 2014 scans as well as one from 2020, but that the family’s expert didn’t give a time frame for when he believed dementia was first present.

The ruling doesn’t address medical records filed in the case from an emergency room visit in 2015, stemming from Peter calling 911 from his car to report that he was being followed. The doctor who examined Peter diagnosed him with “paranoid ideation; cognitive deficits; dementia.” A physician’s assistant who examined Peter noted that he couldn’t recall three words—“red, cup, floor”—after three minutes. 

At the time, Peter was in the process of setting up investments with JPMorgan. The family’s fortune was gone by mid-2020.

A magistrate judge who previously reviewed the case noted that Yoon and the family’s lawyers certified to the court that Peter reviewed and understood the lawsuit before filing it in 2021. A court-ordered exam later declared him unable to testify in the litigation, and both sides agreed not to contest it.

‘Big Boy Letter’
Kelley’s 44-page opinion adopts the magistrate’s earlier finding that the Doelgers couldn’t show that there were significant facts in dispute that would warrant a trial.

One dispute involved the Doelgers’ wealth at the time JPMorgan prepared to handle their portfolio. In 2015, JPMorgan documents listed the family’s net worth at $100 million, when it was actually closer to $50 million, or potentially less.

The bulk of the Doelgers’ portfolio was made up of master limited partnerships—investments tied to oil and gas contracts. Under JPMorgan’s suitability guidelines, such securities should be limited to just 5% of a client’s assets.

In 2015, Peter had more than $30 million invested in MLPs. That raised concerns inside JPMorgan, which required him to sign a “Big Boy letter” attesting to his understanding of such complex products and noting that he had been encouraged to diversify his portfolio. 

By signing, he agreed that he was knowledgeable about MLPs, understood the risks of concentrated investments and had been warned by JPMorgan to diversify. The letter also said he wouldn’t hold the firm liable for any losses. JPMorgan has claimed in court that a copy of the letter was sent to a lawyer for Peter at the time.

The Doelgers allege that someone at JPMorgan knowingly overstated Peter’s wealth in order to get the bank to approve the concentration of bets on MLPs—such as by swapping out pages from an account application after Peter signed it.

Inconsistencies in JPMorgan’s records pertaining to Peter’s assets were not proof of malfeasance by bank employees, Kelley ruled.

Ultimately, she found, Peter was best-positioned to know the value of his assets and confirmed those amounts by signing the Big Boy letter.

Full Article & Source:
JPMorgan Client Who Lost $50 Million Fortune Amid Dementia Is Denied Trial

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Member Websites

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Other Sites

  • Catherine Falk Organization
  • The Elder Reform Now Project - EARN
  • ExploitationElderly.com
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Songs Written About Guardianship

  • "Poor People" by Clive Renfroe
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Government Accountability Office (GAO) Reports on Guardianship & Conservatorship

  • 11/30/2016: ELDER ABUSE: The Extent of Abuse by Guardians is Unknown, but Some Measures Exist to Help Protect Older Adults
  • 08/11/2011: Incapacitated Adults: Oversight of Federal Fiduciaries and Court-Appointed Guardians Needs Improvement
  • 09/30/2010: Guardianships: Cases of Financial Exploitation, Neglect, and Abuse of Seniors
  • 02/26/2010: VA's Fiduciary Program: Improved Compliance and Policies Could Better Safeguard Veteran's Benefits
  • 09/07/2006: Guardianships: Little Progress in Ensuring Protection for Incapacitated Elderly People
  • 07/13/2004: Guardianships: Collaboration Needed to Protect Incapacitated Elderly People

Suggested Reading

  • Your Courts, Their Secrets
  • WLRN Investigations: Unguarded
  • Who Guards the Guardians? (Diane Dimond)
  • Who Guards the Guardians (TX Observer)
  • Unguarded (Record Eagle Series) Isolated by Guardianship, part 3
  • Unguarded (Record Eagle Series) MI Guardianship System Leaves Vulnerable Exposed, part 1
  • Unguarded (Record Eagle Series ) A Guardianship Gone Wrong, part 2
  • Unguarded (Reading Eagle Series) Editorial: One Guiding Principle to Untangle Guardianship Flaws, part 4
  • Unguarded (Reading Eagle Series)
  • Unguarded (Columbus Dispatch series)
  • Unguarded - 3 part series (Bridget Balch)
  • They Both Fought to Break Free From Guardianship. Only One Escaped (BuzzFeed News)
  • The System of Court-Appointed Guardians Continues to Fail the Elderly
  • The Silver Standard News
  • The Price of Protection (Adam Walser)
  • The Price of Care - 2023 Series - Andie Judson
  • The Price of Care - 2021 Series - Andie Judson
  • The Price of Care - 2022 Series - Andie Judson
  • The Little Red Pill Being Pushed on the Elderly (CNN)
  • The Fortress - Part 5 (Gretchen R. Hammond)
  • The Fortress - Part 4 (Gretchen R. Hammond)
  • The Fortress - Part 3 (Gretchen R. Hammond)
  • The Fortress - Part 2 (Gretchen R. Hammond)
  • The Fortress - Part 1 (Gretchen R. Hammond)
  • The Con Game: A Failure of Trust
  • Suffering in Secret (Chicago Tribune)
  • Sick, Dying, and Raped in America's Nursing Homes
  • Rueters: With US Elder Abuse in Spotlight, A Look at Guardians
  • Protected or Prisoner - Part 1 (Apryl Marie Fogel)
  • NYT: I'm Petitioning for the Return of My Life
  • Marti Oakley: The PPJ Gazette
  • Incapacitated - Florida's Guardianship Program
  • How the Elderly Lose Their Rights
  • Guardianships - A Broken Trust (John Pacenti)
  • Guardianship in the US: Protection or Exploitation? (Emily Gurnon)
  • Guardianship in the US, Part 3
  • Guardianship in the US, Part 2
  • Guardianship Battles in the Spotlight Spark New Calls for Reform (Jenny B. Davis )
  • Guardianship (Barbara Peters Smith)
  • Guardians For Profit
  • Greed vs. Guardianship (Maria Tomash)
  • Financial Abuse of the Elderly: A Detective's Case Files of Exploitation Crimes
  • Families Go to Battle in Probate Court Only to Leave Without Anything
  • Defending Your Loved One
  • Clark County Private Guardians May Protect or...
  • Beyond Britney (BuzzFeed News)
  • Betrayal of Trust, Pt. 3
  • Betrayal of Trust (Shannon Mullen) Pt. 2
  • Betrayal of Trust (Shannon Mullen) Pt. 1
  • Abused, Neglected Across Minnesota, Pt. 2 (David Joles)
  • Abused, Neglected Across Minnesota, Pt. 1 (David Joles)
  • AARP: What Happens When A Guardianship Gets Contentiuos
  • AARP: Stolen Lives (Barry Yeoman)
  • "Unguarded" (Joshua Ceballos & Daniel Riviera, WLRN)
  • "Unguarded" (Daniel Rivero & Joshua Ceballos, WLRN)
  • "Unguarded" (Daniel Rivero & Joshua Ceballos, WLRN
  • “My Human Rights are Being Violated”: Fighting a Family Conservatorship (BuzzFeed News)
  • “In the Name of Protection” Part 5: “A Solution” (Ronnie Green & Holly Baker)
  • “In the Name of Protection” Part 4: “The Lawyers” (Ronnie Green & Holly Baker)
  • “In the Name of Protection” Part 3: “The Guardians” (Ronnie Green & Holly Baker)
  • “In the Name of Protection” Part 2: “The Judges” (Ronnie Green & Holly Baker)
  • “In the Name of Protection” Part 1: “The Profiteers” (Ronnie Green & Holly Baker)

Documentaries

  • "The Unforgivable Truth" (The EARN Project)
  • "Let Them Out!" (Jody Santos)
  • "Let Them Out" Part 2 (Jody Santos)
  • "Edith+Eddie" (Laura Checkoway)
  • "The Guardian" Trailer (Billie Mintz)

Videos

  • About NASGA from TVW News
  • John Oliver Explains How Legal Guardians Abuse Their Power
  • Guardianship Agency Costs Elderly Woman Dearly (CBS)
  • Puppets Acting Like People in Court Hearing
  • My Parent's Keeper (Full Measure, Sharyl Attkisson)
  • Guardianship Under Fire (Darcy Spears)
  • Nursing Home Trust

Guardian Abuse Authors

  • Officer John Caravella: Marked for Destruction
  • Detective Joe Roubicek: Financial Exploitation of the Elderly - A Detective's Case Files of Exploitation Crimes
  • Martha Laham: The Con Game - A Failure of Trust
  • Protecting Mama: Surviving the Guardianship Swamp

Links of Interest

  • Archangels of Justice
  • Elder Advocates - Canada

Guardianship Abuse / Conservatorship Abuse IS Elder Abuse!

Guardianship Abuse / Conservatorship Abuse IS Elder Abuse!

Elder Abuse Resources

  • A Perfect Cause
  • Elder Abuse Help Guide
  • Foundation Aiding the Elderly

Blog List

  • Next Avenue
    COVID-19 and the Future of Aging: A Public Health Forecast - This article is the fourth in a weekly joint series on COVID-19 and the Future of Aging from the Milken Institute Center for the Future of Aging and Next...
    5 years ago
  • Not Dead Yet
    Organizational Letter to George Clooney On Movie Romanticizing Assisted Suicide of Disabled - Dear Mr. Clooney, We, the undersigned national disability rights organizations, urge you to use your platform to advance disability justice and to defend t...
    1 month ago

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NASGA Followers

NASGA

NASGA
Stop Guardianship / Conservatorship Abuse © 2006 NASGA
NASGA (National Association to STOP Guardian Abuse, Inc.) is a 501(c)(3) public-interest, civil rights organization formed by victims of unlawful and abusive guardianships and conservatorships. We seek legislative reform of existing law and upgrading of criminal penalties for court-appointed fiduciaries misusing protective proceedings for unjust enrichment and engaging in elder and family abuse.

Our mission is to promote the safety and well being of adults subject to injury and damage in their person and property through unlawful and abusive guardianship and/or conservatorship proceedings; to end the growing violations of due process, civil and human rights; to work towards ultimate legislative reform of guardianship as presently practiced; upgrading of criminal penalties for court-appointed fiduciaries misusing protective proceedings for unjust enrichment; and to be a support organization for victims and their families. We carry out our mission through research, outreach, education and advocacy; and going forward, by alliance with community interest, law reform, civil rights and other advocacy organizations.

Any copyrighted material included herein is distributed in accordance with the Fair Use section of 17 U.S.C. 107, in the interest of public research and education, without profit.

NASGA claims no credit for any images posted on this site. If there is an image appearing on this blog that belongs to you and you do not wish for it to appear here, please E-mail at Info@StopGuardianAbuse.org with a link to the image and we will promptly remove it.

Comments and opinions posted to our Blog are our readers - not NASGA. We do not censor comments, and we welcome opposing views. We do reserve the right, however, to delete any submitted comment which contains foul or obscene language.

Please visit our website by clicking the link below for more information on how you can help stop guardianship / conservatorship abuse.

National Association to Stop Guardian Abuse


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