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| William E. Riley |
Quick thinking by employees at a pair of Regions Bank locations led to
the arrest of a Hannibal, Missouri, man accused of scamming older adults
in two Southeast Missouri counties.
William E. Riley, 50, faces a Scott County charge of attempted financial
exploitation of the elderly and a Perry County, Missouri, charge of
resisting arrest.
On Dec. 1, Riley went to the home of an 88-year-old woman in rural Scott
City, showed her some certification papers and said he needed to check
the lightning rods on her home, according to a probable-cause affidavit
filed by Capt. Jerry Bledsoe of the Scott County Sheriff's Department.
"After the inspection, Riley informed [the victim] that her lightning
rods needed repair and she owed him $4,500," Bledsoe wrote. "[The
victim] reportedly thought the repair price was too high but felt
intimidated when Riley would not leave, so she issued a check to him in
the amount of $4,500."
When Riley attempted to cash the check at Regions Bank in Scott City,
bank officials became suspicious and called the victim, who asked them
not to cash the check and said she had just written it so Riley would
leave, Bledsoe wrote.
Reached by telephone Friday, Bledsoe said trying to cash a large check in a small town was a critical mistake by Riley.
"Typically, [scammers] want to get the money as quickly as possible, but
on the flip side, when they are working in a smaller city, the banks
know their customers," he said. "Bank officials find it questionable
when someone from another area wants to draw a large sum of money."
Riley left the bank before officers could arrest him, but authorities
caught up to him a few days later at the Regions Bank branch in
Perryville.
"Initially, we had his name," Bledsoe said. "It was odd he used his real
name. We thought it was fictitious at first, but we put out a statewide
broadcast of the name used and Hannibal address."
A probation officer in Charleston, Missouri, responded to the broadcast,
and Scott County officers were able to get a photo of Riley, which two
bank employees picked out of a lineup, Bledsoe said.
Riley was arrested Wednesday in Perry County, Missouri, after a Regions
Bank employee in Perryville called police to report another possible
scam, according to a probable-cause affidavit filed by Sgt. Jason D.
Kelley of the Perry County Sheriff's Department.
The bank employee said a paving company had given his client a quote of
$3,000 to do some work at his home, but as soon as they finished the
job, company employees told him the total cost would be $16,500, Kelley
wrote in the affidavit.
The bank employee said when the client questioned the amount, one of the
paving company employees, later identified as Riley, reduced the amount
by $2,000 and accompanied the client to the bank, Kelley wrote.
Reached by telephone Friday, Perry County Sheriff Gary Schaaf said
that's when officers discovered Riley and a man who was working with
him, George Fogle Sr., both had warrants.
Fogle, 67, was arrested on an outstanding warrant out of Texas for scamming, Schaaf said.
When Kelley and Detective Jason Klaus responded to the call from the bank, Riley ran from them, Kelley wrote.
Kelley and Klaus caught up to Riley, who was charged with resisting arrest.
Bledsoe said Riley is part of a group of people who are suspected of
running home-repair scams in Warren, Montgomery, Cape Girardeau and
Audrain counties in Missouri and in Iowa, Kentucky, Texas and possibly
Kansas.
"My investigation revealed he is part of a fairly organized group of
people involved in scams involving lightning rods, paving blacktops,
roofing repairs and cleaning gutters on homes," Bledsoe said.
He estimated the group is responsible for "thousands and thousands of dollars'" worth of scams.
Bledsoe said he's worked similar cases in the past, but the culprits
usually are long gone before police are notified, making it difficult to
find out who they were.
Schaaf said homeowners often sign contracts with the scammers, making it
difficult -- if not impossible -- for police to run interference.
"We are familiar with it," he said. "We see it sometimes around here and
in surrounding counties as well. They come to people's houses and do a
substandard job and then charge three times what they told you before,
and next thing you know, you're being ripped off."
Online court records show Riley has a long history of financial exploitation charges.
In 2009, he pleaded guilty to two counts each of theft and financial
exploitation of the elderly in Pettis County, Missouri, and was placed
on five years of supervised probation.
Riley successfully completed his probation in that case in January.
Also in 2009, he pleaded guilty to financial exploitation of the elderly
in St. Charles County, Missouri, and was sentenced to three years in
prison, online court records show.
At the time of his arrest Wednesday, he was wanted by the Missouri Board
of Probation and Parole for a parole violation on an original charge of
financial exploitation, and he also had a 2008 conviction for theft by
deception in Marshall County, Kentucky, according to the Scott County
probable-cause affidavit.
His bond was set at $25,000 cash only in the Scott County case.
Regions Bank spokeswoman Evelyn Mitchell said bank employees are encouraged to get to know their customers.
"We train our associates to look for unusual patterns," she said in a
telephone interview Friday. "... Regardless of the market size, one of
the things our associates do focus on is knowing their customers."
In an email message to the Southeast Missourian, Mitchell said employees
are trained to spot potential financial exploitation cases.
"Regions Bank has procedures and processes in place to identify,
investigate and report financial exploitation of older adults. This
includes training associates to recognize potential elder financial
exploitation," she wrote. "Our associates put their training to good use
in this case to protect Regions customers and, hopefully, prevent
future incidents."
Full Article & Source:
Bank employees help catch suspected scammer