Home buying: “Get your free credit report and address any errors before applying,” says Juliana Eades of the New Hampshire Community Loan Fund. Also, make sure to understand all of a loan’s terms and conditions — any prepayment penalties, for example — not just the interest rate.
Financial education: “Take advantage of free financial workshops,” says Sandra Olson, who teaches financial skills to refugees in Minnesota. Many credit unions, banks, community centers, and libraries offer them. But be aware, she adds: Some speakers are there to sell products.
Source:
How to Protect Your Family's Finances
11 comments:
Elders need be especially careful.
Good advice!
Power of attorney is our best chance.
I'll comment again with my thoughts about the false sense of security we've been sold.
Power of Attorney has been promoted as the way to go then to find out the judge loses his hearing during the hearing it's as if the POA didn't exist.
I am all for legislation that needs to force the court to address the existence of PoA's and honor the directives within those documents.
Enough is Enough!
you've got to be kidding me. With all you know....THIS is the offering you give to people! Shame on you. It is so much worse than anything one could imagine.
My advise..........spend your money then end it all because otherwise your going to be locked up, key won't be in your childrens hands and you'll be drugged into quietness until your heart breaks actually.
whom ever wrote this article is extreamly silly.
of course do the above but then just pray your children take care of you (period)
Make your advance directives as soon as you can and to make them as strong as you can.
And follow the example Sylvia set by working on legislation in your own state to toughen up your advance directives and protect them from guardianship.
It's important to remember that the crooks are adept at making their schemes appear to be a "family problem." They'll pit one family member against another, and it doesn't matter what kind of documents exist. It's not as if any laws are followed in guardianship abuse cases.
The crooks manipulated my mentally ill sister, the guardian, like a puppet. My mother has been gone six years, and my sister still thinks she was "running the show."
My parents epitomized the "Greatest Generation." They had few opportunities, but they worked hard, contributed to society, and managed to move into the middle class. Now everything they worked for is gone.
SoSorryMom, I think this is exactly the right offering. People don't have a chance without advance directives. It's imperative that we protect ourselves and that we have a means of achieving that protection.
At the same times, advance directives are often discarded by the court, so we have to work on that problem too. But having them at all is a good start. We need to make advance directives harder to trample and that's what HB5573 was designed to do.
I agree with you on the praying your children will take care of you. I know how we fix society. It's all turned upside down.
You can't deal with thieves who have ice water in their veins...
http://eldermurderabuseandexploitation.blogspot.com/2014/02/1-elder-murder-abuse-and-exploitation.html
they would die if you transfused them with blood.
Once the 'cabal' determines to take over someone's life, directives mean nothing as proven by the many cases where one has taken the time to plan out his/her life, has a good family member/friend or support in place to help in their care if needed.
Papers give us legal ground-Right!-we don't need the rehashing of getting our papers in order. We need honest,righteous people (lawyers,judges,politicians, etc.,) to come forth and fight the corruption that has created this cancer of grief in our society-the deprivation of love, care and support of the victims; that has allowed the terrorizing and tormenting them w 'psyche drugs'to traumatize their minds into oblivion and isolating them while predators prey on their assets and/or subject the victim to retaliation if the case is challenged. This is an abominable evil!
The word cabal to describe the probate gang is good but cabal is a small group of people. I read a comment somewhere here on NASGA blog who suggested the word: cartel to better describe the nationwide protection industry which is a private cartel for profit but at the same time the court, the judge and the laws bend over to the private cartel members with public cartel protections ie government immunity. Mob, mafia, isn't strong enough actually I would rather run into a member of the mafia they respect family and I guarantee you if the mother or father of a mafia member was guardianized that group would quickly run to court to get the judge to terminate asap and bury the case because that would be their last case.
If only we the people had that kind of reputation and power we would put an end to the courtroom terrorists post haste.
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